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Visa
Visa
By Visa
4.86 / 5 based on 4256 Reviews
Amanda P.
Amanda P.
West Milford, NJ
66 reviews
Is your Visa a Debit or Credit?
Priska J.
Priska J.
10 months, 1 week ago
Credit
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Priska J.
Priska J.
10 months, 1 week ago
Credit
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Priska J.
Priska J.
10 months, 1 week ago
Credit
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Priska J.
Priska J.
10 months, 1 week ago
Credit
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Divya B.
Divya B.
1 year, 1 month ago
Debit
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Richelle C.
Richelle C.
Hampton, VA
1 year, 2 months ago
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Globetrotter Expert Level 3
Debit
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Sam N.
Sam N.
Sellersville, PA
1 year, 7 months ago
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Globetrotter Expert Level 3
Its both
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Brittany  M.
Brittany M.
Bessemer, Al
1 year, 8 months ago
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Globetrotter Expert Level 1
Debit
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daja l.
daja l.
Birmingham, AL
1 year, 8 months ago
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Globetrotter Expert Level 3
I have both
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jeseca n.
jeseca n.
Jonesboro, GA
1 year, 8 months ago
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Globetrotter Expert Level 3
My card is a debit card, I'm trying to get a visa credit card
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Rachel C.
Rachel C.
1 year, 9 months ago
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Globetrotter Expert Level 3
I have one of each
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Jenny H.
Jenny H.
2 years ago
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Globetrotter Expert Level 3
Both my debit and credit cards are visa
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Annette D.
Annette D.
Edgewood, MD
2 years, 2 months ago
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Globetrotter Expert Level 3
I have both.
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Brittany W.
Brittany W.
2 years, 2 months ago
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Globetrotter Expert Level 3
I depends on which one you get
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Mary D.
Mary D.
Cleveland, TN
2 years, 3 months ago
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Globetrotter Expert Level 4
Mine is both
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Jeimy C.
Jeimy C.
Vancouver, WA
2 years, 5 months ago
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Globetrotter Expert Level 3
Both
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Jazmin S.
Jazmin S.
San Lorenzo, CA
2 years, 5 months ago
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Globetrotter Expert Level 4
2
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Tiana K.
Tiana K.
Kaneohe, HI
2 years, 5 months ago
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Globetrotter Expert Level 4
Debit
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Christin A.
Christin A.
Mattawan, MI
2 years, 8 months ago
Credit
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Bianca M.
Bianca M.
Brooklyn, NY
2 years, 8 months ago
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Globetrotter Expert Level 4
Both debit and credit.
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Danielle G.
Danielle G.
Selwyn, ON
2 years, 9 months ago
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Globetrotter Expert Level 2
I have a credit card and a prepaid debit card. Don't recommend the prepaid card though. Funds have been stolen twice.
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Lindsay T.
Lindsay T.
2 years, 9 months ago
Both!
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Joanna G.
Joanna G.
2 years, 9 months ago
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Globetrotter Expert Level 4
Both! I trust visa very much!
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Margie A.
Margie A.
New Castle, DE
3 years, 2 months ago
Is both
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Carly P.
Carly P.
Savannah, GA
3 years, 2 months ago
Both
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Kelly F.
Kelly F.
3 years, 2 months ago
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Globetrotter Expert Level 4
Both!
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Krystal R.
Krystal R.
3 years, 2 months ago
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Globetrotter Expert Level 1
Credit!
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Stephanie D.
Stephanie D.
St. John's, NL
3 years, 3 months ago
Debit
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Brittany B.
Brittany B.
Orchard Park, NY
3 years, 3 months ago
I have a visa debt card and a visa credit card! There are also visa gift cards
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Emily W.
Emily W.
Chicago, IL
3 years, 3 months ago
I go between my debit and my credit card. Using my credit for only small purchases.
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Paula C.
Paula C.
Essex Fells, NJ
3 years, 4 months ago
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Globetrotter Expert Level 3
Both. I use my debit mostly and take money out of the ATMs in the country I am in.
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Vanessa S.
Vanessa S.
3 years, 4 months ago
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Globetrotter Expert Level 2
I have both
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Sharon C.
Sharon C.
Antioch, TN
3 years, 5 months ago
I do have both, however my Debit card is the one that I use..I try to avoid using a credit card unless I have a plan to pay off within the month or next.
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Rebecca N.
Rebecca N.
3 years, 5 months ago
I have both, but I used my debit more.
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Samantha A.
Samantha A.
3 years, 6 months ago
Debit! I don't think I could trust myself with a credit card haha
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Kari L.
Kari L.
Port Hardy, BC
3 years, 6 months ago
I have both, but I use my debit almost never. If I have to spend money, I want my points!! :)
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Darin H.
Darin H.
Fairfield, IA
3 years, 7 months ago
I have each, but more often use my credit card.
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Svetlana W.
Svetlana W.
Middle River, MD
3 years, 7 months ago
Debit - I'm a student without a monthly income so I couldn't really make the credit card work.
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Himashi A.
Himashi A.
Richmond, VA
3 years, 7 months ago
Acts as both although I do have one Visa card that only acts as a credit card
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Émilie K.
Émilie K.
3 years, 9 months ago
Both! It's definitely better to have both because you never know where you will be shopping. Visa gives you that great option :)
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Gabriell G.
Gabriell G.
Murfreesboro, TN
3 years, 10 months ago
Both
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Vanessa S.
Vanessa S.
3 years, 11 months ago
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Globetrotter Expert Level 2
Both
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Amanda M.
Amanda M.
3 years, 11 months ago
I have both but I use the credit card more than the debit card because the credit card has rewards.
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Stefanie L.
Stefanie L.
Phillipsburg, NJ
3 years, 11 months ago
Both
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Gabriella R.
Gabriella R.
Moorpark, CA
4 years ago
Both =]
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Alexa Marie T.
Alexa Marie T.
Jersey City, NJ
4 years, 1 month ago
I have both! :) Visa is accepted almost everywhere I go, so I carry the debit and the credit card with me everywhere. Debit for small purchases, and credit for large ones since I earn cash back.
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Jiyeon B.
Jiyeon B.
Brooklyn, NY
4 years, 2 months ago
I have both! Debits mostly for ATM machine though..
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Crystal S.
Crystal S.
Griffin, GA
4 years, 3 months ago
I have both!
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Rebecca B.
Rebecca B.
Brookings, OR
4 years, 3 months ago
Both my credit and debit cards are Visa.
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Dejouvon C.
Dejouvon C.
Limerick, ME
4 years, 3 months ago
For my Credit Union it is both for me.
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Pauline P.
Pauline P.
Richmond, TX
4 years, 3 months ago
Debit and credit
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Lauren C.
Lauren C.
Egg Harbor Township, NJ
4 years, 4 months ago
Debit
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Jessica L.
Jessica L.
Beltsville, MD
4 years, 4 months ago
I have it as Debit and credit for two different companies
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Wendi L.
Wendi L.
Arcadia, OK
4 years, 4 months ago
I have both!
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Alexis W.
Alexis W.
San Antonio, TX
4 years, 4 months ago
Debit!
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Hallei H.
Hallei H.
Fairfield, IA
4 years, 4 months ago
Debit!
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Alana S.
Alana S.
Pasadena, CA
4 years, 4 months ago
Both!
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Cynamon Y.
Cynamon Y.
Milledgeville, GA
4 years, 4 months ago
BOTH!
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Desiree C.
Desiree C.
Randolph, NJ
4 years, 4 months ago
Both =)
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Heather H.
Heather H.
Philadelphia, PA
4 years, 4 months ago
Both! I get it through my credit union so I get a great apr.
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Tabitha S.
Tabitha S.
4 years, 4 months ago
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Globetrotter Expert Level 4
It can be both. I have a visa card through my bank that is a credit/debit card. I have to specify whether I am using it as credit or debit (if I am using it as debit I have to enter my pin number)
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Kendra M.
Kendra M.
4 years, 4 months ago
Debit
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Tanya L.
Tanya L.
4 years, 4 months ago
Debit
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Gabrielys K.
Gabrielys K.
Bronx, NY
4 years, 4 months ago
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Globetrotter Expert Level 2
I have debit.
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Yamel O.
Yamel O.
Bakersfield, CA
4 years, 4 months ago
Debit:)
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Abdel K.
Abdel K.
Hyattsville, MD
4 years, 4 months ago
Debit
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Kimb P.
Kimb P.
Cartersville, GA
4 years, 4 months ago
I have one of each. Credit card for emergencies and debit for things like gas and groceries.
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Joyce G.
Joyce G.
Stockton, CA
4 years, 4 months ago
I have both! Credit and Debit!
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Heather V.
Heather V.
Clinton, IA
4 years, 5 months ago
Credit!
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Tracey H.
Tracey H.
College Station, TX
4 years, 5 months ago
Both
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Jessica H.
Jessica H.
The village, OK
4 years, 5 months ago
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Globetrotter Expert Level 1
Debit!
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Ebone H.
Ebone H.
Los Angeles, CA
4 years, 5 months ago
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Globetrotter Expert Level 3
I have both and debit and Credit.
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Melanie S.
Melanie S.
Manchester, CT
4 years, 5 months ago
Both!
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Iryna S.
Iryna S.
south river, NJ
4 years, 5 months ago
BOTH
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Jessica C.
Jessica C.
Elizabeth , NJ
4 years, 5 months ago
Debit card
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Megan B.
Megan B.
Saint Clair Shores, MI
4 years, 5 months ago
I have both a debit and credit card! Love Visa!!!
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Jacqueline O.
Jacqueline O.
Inglewood, CA
4 years, 5 months ago
Your able to use it as both Visa you enter your pin and the payment is automatically taken out of your account were as credit you show I'd and sign for it and takes up to three days to withdraw from your account
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Laura T.
Laura T.
Lowell, NC
4 years, 5 months ago
I use mid as credit because I get points with my bank. :)
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Jennifer M.
Jennifer M.
4 years, 5 months ago
I have one of each!
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Jennifer M.
Jennifer M.
4 years, 5 months ago
I have one of each!
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Stephanie K.
Stephanie K.
La Vista, NE
4 years, 5 months ago
Both
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Traci M.
Traci M.
Jacksonville, FL
4 years, 5 months ago
I have both, debit and credit, but you can use your debit as a credit card
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Elise L.
Elise L.
Northville, MI
4 years, 5 months ago
My visa is a Debit card! :)
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Heather W.
Heather W.
Cordova, TN
4 years, 5 months ago
A Visa "debit" card works as both - you can run it as credit (Visa) or through the debit network. It is processed differently depending on how it is run. It is typically cheaper for a store to accept as a debit than to pay the percent transaction fee to run through the Visa network.
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Hiroko N.
Hiroko N.
Astoria, NY
4 years, 6 months ago
Mine are all credit cards for VISA.
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Erin O.
Erin O.
Richmond, VA
4 years, 6 months ago
Debit
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Marina P.
Marina P.
New Ash Green
4 years, 6 months ago
Debit
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Samantha H.
Samantha H.
Porter, TX
4 years, 6 months ago
Mines is both
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Danielle C.
Danielle C.
New York, NY
4 years, 6 months ago
Mine is debit through my bank. Also, it's a Pink card so with every purchase I make, my bank donates money to Susan G. Komen for the Cure.
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Hayley S.
Hayley S.
Henderson, NV
4 years, 6 months ago
Debit.
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Ashley K.
Ashley K.
Parma Heights, OH
4 years, 6 months ago
Both. but i usually only use credit
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Ron M.
Ron M.
Irvine, CA
4 years, 6 months ago
Both. The Credit Card has better rewards thought!
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Inyoung L.
Inyoung L.
4 years, 6 months ago
It can definitely be both, but I have one as my debit and another as a credit card. My brother has a debit card that is Mastercard...which I think is rare...haha.
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Hui-Yu Y.
Hui-Yu Y.
Bellevue, WA
4 years, 6 months ago
Both :)
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Sophia L.
Sophia L.
San Antonio, TX
4 years, 7 months ago
Badge Icon
Globetrotter Expert Level 2
Both
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Jamie E.
Jamie E.
Charlotte , NC
4 years, 7 months ago
I have multiple that are credit cards and one debit card.
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Hannah Y.
Hannah Y.
Terre Haute, IN
4 years, 7 months ago
I have a debit card!
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Laura L.
Laura L.
Clarksville, TN
4 years, 7 months ago
Your visa I have learned can be both Debit or Credit. I myself have Credit.
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Allyx W.
Allyx W.
Chino Hills, CA
4 years, 7 months ago
It can be both, but I have a Credit card with them! :)
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Samantha D.
Samantha D.
Dothan, AL
4 years, 7 months ago
I have both.
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Antonia W.
Antonia W.
Manchester, Tn
4 years, 7 months ago
I use debit.
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Erica C.
Erica C.
Springfield, MA
4 years, 7 months ago
I have both
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Julie T.
Julie T.
Roseville, MI
4 years, 7 months ago
I have a Visa debit.
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Amanda F.
Amanda F.
Richmond, CA
4 years, 7 months ago
Debit
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Katie K.
Katie K.
4 years, 7 months ago
Debit!
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Chelsy C.
Chelsy C.
Bay Shore, NY
4 years, 7 months ago
DEBIT
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Laurel S.
Laurel S.
4 years, 7 months ago
I have both!
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Alexandra C.
Alexandra C.
WINNIPEG
4 years, 7 months ago
I have both!
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Paige P.
Paige P.
Olyphant , PA
4 years, 7 months ago
It can be both I have one through my bank and its debit or credit
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Margaret B.
Margaret B.
Renton, WA
4 years, 7 months ago
Credit card
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