I call them and let them know I'll be traveling and I don't have the conversion issues or card swipe issues other people have had. Went to Canada and HS.bC were around the corner. Was in Brazil and was able to withdraw seamlessly. While in Turkey was the only one who was able to use the atm. Which saved me from having to carry around cash and worrying about pick pockets who were on the look out for actual money.
State side I haven't had any issues either. I have direct deposit which comes in with out an issue, and I have been with them for years since before they became HSBC. Maybe my loyalty is biased but I am a happy customer.
This bank is getting more popular which I like for traveling purposes.
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