I don't usually need a moisturizer, but I travel a lot on business and often am in area with low humidity for weeks at a time. If I'm somewhere with a dry climate or its winter and the heat is really drying the air, I need a moisturizer for my forehead and cheeks. I like this one because it is inexpensive and has very little fragrance. It also absorbs well.
I remove eye makeup with an Almay product, then cleanse the rest of my face with Aqua Glycolic cleanser, apply RoC's night wrinkle cream, then read for a while. After the RoC has had plenty of time to absorb, I dot a little of this on my forehead and cheeks.