The Chase Sapphire credit card is a great option for people who travel and dine out often. It offers strong rewards on travel and restaurant purchases, plus valuable points that can be transferred to airline and hotel partners for extra flexibility. The card also includes useful travel protections and perks, making it a solid choice for frequent travelers. However, it doesn’t come with luxury benefits like airport lounge access unless you upgrade to the Reserve version, so it’s best for those who want good rewards without a very high annual fee.

The Sapphire Reserve gives premium perks like lounge access, travel credits, and strong protections, but its high annual fee (soon rising to $795) only makes sense if you travel often and maximize the benefits. For light travelers, the Preferred is usually the better value

Your credit limit will depend on our annual income, however, the card is definitely worth having if you travel. There are so many benefits to the rewards program as well. The customer service is also extremely helpful!