Chase Sapphire Preferred Card
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Top Questions No one has asked a question yet! Be the first!
As far as earning points to cover the annual fee, with the 2x earning on restaurants and travel you need $4,750 of expenses to accumulate 9,500 points. That only covers your annual fee. If your annual spending isn’t that high yet, I’d suggest going with a card with no annual fee like the Freedom or Freedom Unlimited. You can always apply for it later on, if your spending habits go up.
I’d definitely recommend this for people who travel a lot and eat out frequently, assuming you spend enough to earn more than the annual fee’s worth of points. Especially if you have either the Freedom or Freedom Unlimited.
The card is also a little heavier than most credit cards which gives it the fake black card feel 😉