My capital one spark business credit card helped me build one of my businesses from scratch and build my credit at a steady pace. I furnished my boutique, purchased equipment and inventory etc while earning cash back that I could use in my personal account or apply back to the balance. I love this card and company. I have been a customer since 2019.

This place, capital one, has a high APR. And the ability to sperate money into different buckets. Very nice for people trying to budget and save money. Has a few cons.

Easy access to managing money. Never have a problem with credit, payments, or notifications. When I traveled abroad to Europe the help line was friendly and quick to accommodate my abroad access.