Bought this because we became a CASH ONLY family. Well, at least for 99% of the time. I use the wallet to hold cash and it comes with a pen holder, 6 card slots, and a zippered section that has 8 slots. It also comes with dividers to label the slots. I laminated mine for a more sturdy card since they are similar to an index card. The only thing wrong is that it is a tad short, so fitting money unfolded into the compartment can be an issues especially if you have a lot of cash on hand. I bought this product in red. It is great and I would buy it again. perfect for what I needed and more stylish than other brands.