Like I said I understand I was late but I had a perfect record till this one mistake.
Pros: no annual fee, cashback/points rewards.
Cons: not accepted as widely as Visa and MasterCard (probably 60% of places in my area accept it). App is clunky and doesn't have all the functions I wish it did. Redeeming cashback is not easy and straightforward like with my Discover cashback match card. High interest rates even for excellent credit.
Overall I recommend this card as there are so many better options like the Discover cashback match card.
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