This is great if travel a lot, specially now with remote work because you get points and cash rewards for every dollar you spend abroad, I've had great customer service being this type of cardholder

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Basically, it's a credit card designed to help you earn points that you can use for travel-related expenses. You earn 1.5 points for every dollar you spend on anything, no matter what it is. That's a nice, simple flat rate. When you're ready to use those points, you can redeem them as a statement credit to cover travel purchases you've already made. So, if you book a flight or hotel or even pay for a taxi, you can use your points to offset that cost. There are no blackout dates or travel restrictions, which is a big plus. You're not tied to specific airlines or hotels. You just use your card as usual and then redeem your points for the travel you've already paid for. It's also worth noting that if you're a Bank of America Preferred Rewards member, you can earn even more points. The more you have in your Bank of America accounts, the bigger the bonus you get on your rewards. So, in a nutshell, it's a simple, flexible card that lets you earn points on all your purchases and use them for travel. No complicated categories or restrictions, just easy rewards.